Approaching A Plateau

It is 2:30am and I cannot sleep.  I had a very productive day ending a very productive week.  Throughout this week, I realized that my plans and goals are starting to come together once again and there are many pivotal moments approaching in the coming weeks.  I am constantly amazed by my accomplishments and always striving for that next goal.  Now I am getting close to another triumph where I can walk easy for a bit on a plateau before gearing up for the next climb.  Everything I have worked so hard to achieve over the last 16 years has been steps toward where I am heading.  Often I have tripped over myself to achieve goals and often I made the wrong choice at the fork in the road and found myself having to backtrack.

Next week I am paying final payments on two debts.  In March, I am paying off another and in May two more and then one more in July.  There is almost nothing left of my past business debt compared to where I started three years ago when I shut the businesses down.  I have approximately $12,000 left which may sound like a lot but is so relieving considering where I was when I started.  I still have a ways to go, but I can’t help but feel an eagerness to have these mini celebrations over the coming months as each debt starts dropping off.

I have been diligent in keeping a spreadsheet of goals and debts and income and planning.  Now I can finally feel more of the reality of what it will be like to free up available cash and have only manageable debt remaining such as house, car, student loan.  And then to work toward clearing all of those as well.  Is it really possible to be completely debt free and what might that be like?  I can’t help but become excited about that possibility and thinking about how I can make it a reality.

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